How to open a German bank account without an Anmeldung

When you move to Germany, you need a bank account. If you did not register your address, some banks don’t let you open an account.

This guide shows you how to open a bank account without your Anmeldung.

Banks that don’t require an Anmeldung

These banks will let you open an account without a registered address in Germany:

How to choose a German bank ➞

Banks that require an Anmeldung

These banks require a registration certificate (Anmeldebestätigung) to open an account:

Other problems you might have

If you are an immigrant, it can be hard to open a bank account in Germany:

  • Some banks don’t accept your foreign passport.
  • Some banks require a residence permit or permanent residence.
  • If you don’t speak German, you might want an English-speaking bank.

German banks for expats ➞

German banks that speak English ➞

Sources and footnotes


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