What is a Schufa score?
The Schufa report shows your Schufa score (Basisscore). The Schufa score is like a credit score. A good score shows that you pay on time.
If you are new in Germany, you might not have a Schufa score yet. Schufa has no information about you. You get a score when you open a bank account or a get a mobile phone contract for the first time.1
Why you need a Schufa
How to get a Schufa report
There are 2 versions of the Schufa:3
- The paid version (29.95€)
The paid report (SCHUFA-Bonitätsauskunft) looks more official. You get it by post in 1 to 3 days. Most landlords want this version.5
- The free version
The free report (SCHUFA-Datenkopie) has the same information. They make it worse on purpose:2
The paid version is better for apartment applications.5 The free version is better for your own use.
There are other ways to get a Schufa report:
- With ImmobilienScout24 (29.95€)
It’s free with their premium membership. It does not work for everyone. You must verify your identity with your bank, and some banks are not supported.
- In person at the bank (29.95€)
You can get a Schufa in person from a partner bank. Go to the bank and ask for a SCHUFA-Bonitätsauskunft. There are no partner banks in Berlin.
What to do next
After you get your Schufa report, you can look for an apartment.