How to get a free Schufa

If you are applying for an apartment in Berlin, you will almost always be asked to include a Schufa in your application. This is how you obtain a Schufa-Auskunft for free

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If you are applying for an apartment, you will almost always be asked to include a Schufa in your application. The Schufa is the German equivalent of a credit score. A good Schufa score indicates that your landlord can trust you to pay the rent on time every month.

A Schufa record is automatically created for you when you register at the Bürgeramt for the first time, open a bank account or sign up for a cellphone contract.

Getting a Schufa for free

You can request one free Schufa per year from meinschufa.de. You need to fill the form and send it by mail along with copies of your passport and residency certificate (the Meldebescheinigung you get from the Anmeldung). Some time later, you will receive a SCHUFA-Datenübersicht by mail. This contains all the information your landlord needs.

When filling the request form, leave the "Alternative Schufa" section blank1. This is essentially the same report, but it has a fancier format and costs 30 euros. The free report already contains all the information your landlord needs1.

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There are two different Schufa report types. Schufa Holding AG is forced by law to disclose the data they have on you for free1, 2. That's why the free Schufa is called "Data overview according to § 34 BDSG" (Datenübersicht nach § 34 BDSG).

This is what the free Schufa report looks like.1

This is what the 30€ Schufa report looks like.

Getting a Schufa as fast as possible

You can obtain a Schufa for free from meinschufa.de as explained above, but if you need one immediately, it's easier to pay and get one from a bank.

Postbank and Volksbank branches will print out your Schufa even if you are not one of their customers. The service costs € 24.95. Use the branch locator on meinschufa.de to find locations near you.

If you have a printer at home, you can get a Schufa from ImmobilienScout24 and print it yourself. You will be charged € 29.95, but you can download and print it instantly.

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