How to get a free Schufa

If you are applying for an apartment in Berlin, you will almost always be asked to include a Schufa in your application. This is how you obtain a Schufa-Auskunft for free

If you are applying for an apartment, you will almost always be asked to include a SCHUFA in your application. The Schufa is the German equivalent of a credit score. A good Schufa score indicates that your landlord can trust you to pay the rent on time every month.

A Schufa record is automatically created for you when you register at the Bürgeramt for the first time, open a bank account or sign up for a cellphone contract.

Do you have a Schufa record?

You get a Schufa record when you open a bank account or a cellphone contract for the first time. If you are new in Germany, you might not have a Schufa record yet. You can tell the landlord that you just moved to Germany, and they will understand.

Getting a Schufa for free

You have a legal right to see the data Schufa Holding AG has about you. This is why you can request a free Schufa report. It does not look like the one you pay for, but it contains the same information1. This free Schufa report contains all the information your landlord needs1.

  1. On this page, request a Datenkopie nach Art. 15 DSGVO.
  2. Fill the form with your information and submit it. You can attach scans of your passport and Meldebescheinigung, but this is not necessary.

You will receive your Schufa Datenkopie by mail a few days later. You can only get it by mail.

This is what the free Schufa report looks like.1

This is what the 30€ Schufa report looks like.

Getting a Schufa as fast as possible

If you need a Schufa now, it's easier to pay and get one from a bank. You can also use ImmobilienScout24's Schufa service, but it's not as reliable.

At the bank

Postbank and Volksbank branches will print out your Schufa even if you are not one of their customers. The service costs €29.95. Use the branch locator on meinschufa.de to find locations near you. This is the fastest, easiest way to get a Schufa.

  1. Go to a Postbank or Volksbank branch.
  2. Ask for a Schufa report.

With ImmobilienScout24

If you have a printer at home, you can get a Schufa from ImmobilienScout24 and print it yourself. You will be charged €29.95, but you can download and print it instantly.

This service does not work for everyone. You must verify your identity with your bank. Not all banks are supported. If your bank is not supported, you must send a verification document by mail and wait a few days. If your bank is not supported, you can ask for a refund on their live chat.

  1. Fill the form on this page.
  2. Enter your payment information.
  3. Verify your identity with GiroIdent. If that does not work, you must verify your identity by mail. This takes a few days, so it's easier to ask for a refund and get your Schufa from Postbank or Volksbank.

Comments

  • MIhir Shah

    I applied from immobiliean scout but it doesn ot look like any of the sample attached here. do you know what could have gone wrong possibly?

  • Sean de Coux

    Hi! I sent request to get the free SCHUFA Data copy
    (according to Art. 15 DS-GVO) - do any of you know how long will it take to be received home? Danke :D

  • Golan

    Hi
    I did not know that there is the free Schufa and I Paid for 30euro Schufa once, as it already is expired I wonder if the free one works or not?
    If the Free Schufa is enough for the potential landlords, whats the Advantage of 30euro Schufa certificate to free one?
    Thanks,

  • Ana

    Hi, I just moved to Germany, previously lived in Malta and I have no records of Shufa. How would I get one if I don't have an address here and what to do in the case if the landlord asks for one?
    Thanks,
    Ana

  • Sarah

    Hello the option package to get the free SCHUFA is the meinSCHUFA premium account and the fine print says there's a one-time fee of 9.95 € for the activation... how did you get around this?

    Fine print below:
    * plus one-time 9.95 € for the activation. Minimum term 1 year; thereafter, the contract is automatically renewed for a further year at a price of currently 3.95 € per month (meinSCHUFA kompakt), 4.95 € per month (meinSCHUFA plus) or 6.95 € per month (meinSCHUFA premium), unless you cancel it in advance (Notice period: one month at the end of each term).

  • Dieter Plingers

    good midday i want to do the free schufa but i dont have an adres since i need the schufa get the apartment to get the anmeldung. which btw does not make any sense

  • Arif Raza

    I need my Schufa as soon as possible because in these days I am looking for a flats in Berlin

  • Richard

    Hey, I did the paid Schufa from Immobilien24 but it's asking me for a bank code to verify my identity. How do I get this? I don't have a German bank account yet?

  • Tom

    Hey, I’m Tom.

    I need to somehow extract my entire Anmeldung registration records from Germany to show in my home country for the sake of Tax stuff. Also working VIsa records and history and Finanzamt stuff. Any tips?

    I was registered once in Berlin, then Leipzig, now Berlin again. Any idea how?

  • Antonio

    2019 Update:
    On the same link for "request one free Schufa", you can now complete the process online (with document upload), no need to send anything by mail anymore.

  • Mehrdad

    Thank you for your explanaitions regarding free Schufa
    I went to the same address as it is mentioned here, there was no form to fill in and email, but instead I filled information on their website and uploaded my passport copy and a copy of my anmeldung and that was all. so far!

  • Adam Addo

    Please i had misunderstanding with Vodafone company about my simcard and payment .becouse of that i become a victim of schufa,And i have already finish my payment some month ago,please how long it will take,Because i need to change appointment close to the area I'm working.thanks