Public health insurance (gesetzliche Krankenversicherung or GKV) pays for your healthcare when you need it. It's also called statutory health insurance. Public health insurance companies are called Krankenkassen.

89% of Germans have public health insurance. The rest have private health insurance instead.

Public health insurance costs a percentage of your income. If you earn more, you pay more. The cost does not depend on how healthy you are.

Public health insurance calculator ➞

How to choose German health insurance ➞