German health insurance calculator

This calculator helps you choose health insurance in Germany. It tells you how much health insurance costs, and how to pay less.

You can also try Feather’s health insurance recommendation tool.

Cost of German health insurance

The cost of public health insurance is a percentage of your income. The cost of private health insurance depends on your age and health condition when you sign up.

How to pay for your health insurance

If you are an employee, health insurance is automatically deducted from your paychecks.

If you are self-employed, you pay by SEPA transfer every month. If you give your health insurer a direct debit authorisation, the payments are automatic.

How to choose health insurance

Read my German health insurance guide, then talk to a health insurance broker. A broker will help you choose the best health insurance for your needs.

How to choose German health insurance ➞