Nursing care insurance (Pflegeversicherung) is something you pay when you have public health insurance in Germany.

If you are under 23 years old, or you have children, it costs 3.05% of your income. If you are over 22 years old, and you don't have children, it costs 3.4% of your income. If you earn more than 58050.00€ per year, you pay the maximum amount: 3.05% or 3.4% of 58050.00€.

When you are an employee, your employer pays half of your Pflegeversicherung.

If you have private health insurance, you don't pay Pflegeversicherung separately. It's included in your insurance payments.

German health insurance calculator ➞