The price of public health insurance is based on your income. If you earn more money, you pay more for your health insurance.

The Höchstbeitrag is the maximum amount you can pay for health insurance. If you earn more than 58050€ per year, you pay the Höchstbeitrag. It's around 470€ per month.

There is a different Höchstbeitrag for freelancers, the Selbstständige Höchstbeitrag. It's around 900€ per month1.

Health insurance calculator ➞