Liability insurance (Haftpflichtversicherung) covers accidents that are your fault. It pays to fix the damage that you caused.
For example:
- You scratch someone’s car with your shopping cart.
- Your child breaks something at their friend’s house.
- Your computer chair destroys the floor in the apartment you rent.
- You trip someone while playing football, and they break their leg.
It’s the most important insurance after health insurance. 83% of Germans homes have it.1 It costs around €5 per month. I recommend Feather’s liability insurance. It’s what I have since 2022.
How to choose liability insurance