Dog liability insurance (Hundehaftpflichtversicherung) pays for the damages caused by your dog. For example, if your dog bites someone, or destroys another person’s things, your insurance pays for the damages.
It’s sometimes called pet liability insurance (Tierhaftpflichtversicherung) or pet owner liability insurance (Tierhalterhaftpflichtversicherung).
Dog liability insurance is mandatory in Berlin, Brandenburg, Hamburg, Lower Saxony and Thuringia.